About Us

Extra Ready Micro-Credit Enterprise is a full-service Tier 4 financial (Micro-Credit) institution licensed by Bank of Ghana (BoG) and a member of the Micro Credit Association of Ghana (MCAG). We are involved in the provision of financial services for lending purposes only. Extra Ready Micro-Credit Enterprise was registered on 23rd December 2021 and started operations in March 2023 as a micro lender in Ghana.

We are an institution providing responsible lending products driven by passion, integrity, knowledge and fairness to our cherish customers. 
Our motivation for setting up Extra Ready Micro Credit was to be part of the private sector being the main driver of most economies in Africa. This sector is also driven by individuals involved in micro and small businesses, who need small financial support to develop their businesses into small and medium enterprises to enhance economic growth. 

The benefits from such activities will include; Reduction in unemployment, Increase in profit levels, Increase in standard of living, and Reduction in social vices etc.

OUR VISION STATEMENT
To ensure appropriate customer satisfaction through responsible lending, excellent superior services in a green environment.

OUR MISSION STATEMENT
To be the preferred finance partner to micro businesses for the mutual benefit of all stakeholders.

OUR CORE VALUES

• Passion  -  We are committed and excited in delivering our services.
• Integrity - We do not compromise on our strong principles of transparency.
• Knowledge - We deliver with experience and expertise, in our work
• Fairness -  No discrimination is a major policy in our ultimate goal.